FAN LAW OFFICE

One of the most counterintuitive realities of significant wealth is that transferring it to the next generation without protections in place can actually harm the people you're trying to help. An outright inheritance received at the wrong moment — during a divorce, at a time of financial naivety, or in the middle of a lawsuit — can be lost, depleted, or seized. The assets you spent a lifetime building can disappear within a generation. Sophisticated estate planning for high-n

Large estates tend to accumulate complexity. Multiple entities, multiple states, multiple generations, multiple advisors. Trusts layered on trusts. Real estate in several jurisdictions. Business interests with cross-ownership structures. Life insurance policies held inside irrevocable trusts. All of this complexity was probably intentional — each piece added for a legitimate reason at a specific point in time. But over years and decades, the accumulation can produce an estate