FAN LAW OFFICE

For married retirees, one of the most important — and most overlooked — areas of estate planning is protecting each other. Not just financially, but legally and medically. The assumption most couples make is that marriage automatically grants each spouse the authority to manage the other's affairs if something goes wrong. In most situations, that assumption is incorrect. Without a durable power of attorney, a spouse has limited legal authority to manage accounts, investments,

You've done the hard part. Decades of work, saving, investing, building — a lifetime of financial decisions that have brought you to a position of stability and security. The question now is a different one: what happens to all of it after you're gone? For many retirees, the estate plan either doesn't exist or hasn't been touched in 20 years. The will was written when the kids were young. The trust was funded when real estate values were a fraction of what they are today. The