Naming a Guardian for Minor Children: A Decision You Can't Postpone

If you have minor children, this may be the single most important reason to have a will — and the most urgent.

A guardian is the person who would raise your children if both parents died or became unable to care for them. Without a named guardian in a legally valid will, a judge — who has never met your family — makes that decision for you.

Courts generally try to place children with family members, but 'family member' doesn't mean 'the right person.' The individual who would be best for your children may not be the one a court selects by default. Your named choice carries enormous weight in any guardianship proceeding.

What to consider when choosing a guardian:

Values alignment. Will they raise your children with the values, faith, and priorities you'd want? This often matters more than financial resources.

Relationship with your children. The transition will already be traumatic. Choose someone your children know and trust.

Practical capacity. Age, health, location, and their own family situation all matter. A 70-year-old grandparent may be beloved but not the most practical choice for a 3-year-old.

Willingness. Always ask first. Being named a guardian without consent can create complications.

You should also consider naming a separate financial guardian (or trustee) to manage any money your children inherit. The best caregiver isn't always the best financial manager — and separating the roles adds accountability.

If your circumstances change — your chosen guardian moves, your relationship changes, or they're no longer willing — update your will.

📌 Your children deserve to be protected by your plan, not a judge's default. Contact us this week to get your guardianship designation in writing.